/* ============================================================
   SIP NIDHI — main.css
   Forest Green + Champagne Gold Theme
   All colors driven by CSS variables (set in layout.php)
   ============================================================ */

/* ── RESET & BASE ── */
*, *::before, *::after { margin:0; padding:0; box-sizing:border-box }
html { scroll-behavior:smooth; font-size:15px }
body { font-family:var(--body-font,'Inter',sans-serif); color:var(--text,#1C2B27); background:var(--bg,#FAF8F3); line-height:1.65 }
img  { max-width:100%; display:block }
a    { text-decoration:none; color:inherit }

/* ── TOPBAR ── */
.topbar { background:var(--primary); padding:7px 0 }
.topbar-inner { max-width:1200px; margin:0 auto; padding:0 24px; display:flex; justify-content:space-between; align-items:center; gap:12px; flex-wrap:wrap }
.topbar-left  { display:flex; align-items:center; gap:8px; font-size:11px; color:rgba(255,255,255,0.65) }
.sebi-badge   { background:var(--accent); color:var(--primary); font-size:9px; font-weight:800; padding:2px 8px; border-radius:3px; letter-spacing:0.5px; white-space:nowrap }
.topbar-right { display:flex; gap:16px }
.topbar-right a { font-size:11px; color:rgba(255,255,255,0.65); display:flex; align-items:center; gap:5px; transition:color 0.2s }
.topbar-right a:hover { color:var(--accent) }

/* ── NAVBAR ── */
.navbar { background:var(--bg); border-bottom:1px solid var(--border); position:sticky; top:0; z-index:100; transition:box-shadow 0.3s }
.navbar.scrolled { box-shadow:0 2px 20px rgba(13,59,46,0.1) }
.nav-inner { max-width:1200px; margin:0 auto; padding:0 24px; display:flex; align-items:center; justify-content:space-between; height:68px }
.logo { display:flex; align-items:center; gap:10px }
.logo-mark { width:40px; height:40px; background:var(--primary); border-radius:9px; display:flex; align-items:center; justify-content:center; position:relative; flex-shrink:0 }
.logo-mark::after { content:''; position:absolute; width:8px; height:8px; background:var(--accent); border-radius:50%; bottom:5px; right:5px }
.logo-mark span { font-family:var(--heading-font); color:#fff; font-size:18px; padding-bottom:5px }
.logo-img { height:65px; object-fit:contain }
.logo-text-wrap { display:flex; flex-direction:column; line-height:1.15 }
.logo-name    { font-family:var(--heading-font); font-size:20px; color:var(--primary) }
.logo-tagline { font-size:9px; color:#7A9490; font-weight:600; letter-spacing:1px; text-transform:uppercase }
.nav-links { display:flex; align-items:center; gap:4px }
.nav-links a { color:#4A5E58; font-size:12.5px; font-weight:500; padding:8px 12px; border-radius:6px; transition:all 0.2s; white-space:nowrap }
.nav-links a:hover, .nav-links a.active { color:var(--primary); background:rgba(13,59,46,0.06) }
.nav-login { background:var(--accent) !important; color:var(--primary) !important; font-weight:700 !important; padding:9px 18px !important; border-radius:7px !important }
.nav-login:hover { background:#E2C97E !important }
.hamburger { display:none; flex-direction:column; gap:5px; background:none; border:none; cursor:pointer; padding:4px }
.hamburger span { display:block; width:24px; height:2px; background:var(--primary); border-radius:2px; transition:all 0.3s }

/* ── HERO (homepage) ── */
.hero { background:linear-gradient(150deg,var(--primary) 0%,#0A2E22 65%,#0C3325 100%); padding:72px 24px 110px; position:relative; overflow:hidden }
.hero::before { content:''; position:absolute; top:-80px; right:-80px; width:320px; height:320px; border-radius:50%; background:rgba(201,168,76,0.04); border:1px solid rgba(201,168,76,0.06) }
.hero::after  { content:''; position:absolute; bottom:-2px; left:0; right:0; height:80px; background:var(--bg); clip-path:polygon(0 100%,100% 100%,100% 0) }
.hero-inner { max-width:1200px; margin:0 auto; display:grid; grid-template-columns:1fr 420px; gap:48px; align-items:center; position:relative; z-index:1 }
.hero-eyebrow { display:inline-flex; align-items:center; gap:8px; background:rgba(201,168,76,0.12); border:1px solid rgba(201,168,76,0.22); padding:5px 14px; border-radius:4px; margin-bottom:20px }
.hero-eyebrow span { font-size:10px; color:#E2C97E; font-weight:700; letter-spacing:1px; text-transform:uppercase }
.hero-dot { width:6px; height:6px; background:var(--accent); border-radius:50%; animation:pulse 2s infinite; flex-shrink:0 }
@keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.3} }
.hero-h1 { font-family:var(--heading-font); font-size:46px; color:#fff; line-height:1.15; margin-bottom:16px; font-weight:400 }
.hero-h1 .gold, .gold { color:var(--accent) }
.hero-sub { color:rgba(255,255,255,0.6); font-size:15px; line-height:1.75; margin-bottom:30px; max-width:520px }
.hero-btns { display:flex; gap:14px; flex-wrap:wrap }
.btn-primary { background:var(--accent); color:var(--primary); padding:13px 26px; border-radius:7px; font-weight:700; font-size:13px; display:inline-flex; align-items:center; gap:8px; transition:all 0.2s }
.btn-primary:hover { background:#E2C97E; transform:translateY(-1px) }
.btn-ghost { border:1px solid rgba(201,168,76,0.3); color:rgba(255,255,255,0.85); padding:13px 26px; border-radius:7px; font-weight:500; font-size:13px; display:inline-flex; align-items:center; gap:8px; transition:all 0.2s; background:rgba(201,168,76,0.06) }
.btn-ghost:hover { border-color:var(--accent); color:var(--accent) }

/* Hero card */
.hero-card { background:rgba(255,255,255,0.05); border:1px solid rgba(255,255,255,0.1); border-radius:16px; padding:26px; backdrop-filter:blur(8px) }
.hero-card-title { font-size:10px; font-weight:700; letter-spacing:1px; text-transform:uppercase; color:rgba(255,255,255,0.35); margin-bottom:18px; display:flex; align-items:center; gap:8px }
.hero-card-title::after { content:''; flex:1; height:1px; background:rgba(255,255,255,0.08) }
.sip-row  { display:flex; justify-content:space-between; align-items:center; margin-bottom:12px }
.sip-label{ font-size:12px; color:rgba(255,255,255,0.5) }
.sip-val  { font-size:13px; color:#fff; font-weight:600 }
.sip-divider { height:1px; background:rgba(255,255,255,0.08); margin:14px 0 }
.sip-result { background:rgba(5,150,105,0.12); border:1px solid rgba(5,150,105,0.25); border-radius:10px; padding:14px; text-align:center }
.sip-result-label { font-size:10px; color:rgba(255,255,255,0.45); letter-spacing:0.8px; text-transform:uppercase; margin-bottom:6px }
.sip-result-val   { font-family:var(--heading-font); font-size:30px; color:#34D399 }
.sip-result-sub   { font-size:10px; color:rgba(255,255,255,0.4); margin-top:4px }
.mini-chart { display:flex; align-items:flex-end; gap:3px; height:36px; margin-top:16px }
.mini-bar   { flex:1; background:rgba(201,168,76,0.2); border-radius:2px 2px 0 0; transition:background 0.2s }
.mini-bar:hover { background:rgba(201,168,76,0.5) }
.chart-note { font-size:10px; color:rgba(255,255,255,0.3); text-align:center; margin-top:6px }

/* ── TRUST BAR ── */
.trust-bar   { background:#fff; padding:0; border-bottom:1px solid var(--border) }
.trust-inner { max-width:1200px; margin:0 auto; display:grid; grid-template-columns:repeat(4,1fr); gap:0 }
.trust-stat  { padding:22px 16px; text-align:center; border-right:1px solid var(--border) }
.trust-stat:last-child { border-right:none }
.trust-icon  { color:var(--accent); font-size:18px; margin-bottom:8px }
.trust-num   { font-family:var(--heading-font); font-size:26px; color:var(--primary); line-height:1 }
.trust-lbl   { font-size:10px; color:#7A9490; font-weight:600; margin-top:4px; letter-spacing:0.5px; text-transform:uppercase }

/* ── COMMON SECTION ── */
.section      { padding:80px 24px }
.section-inner{ max-width:1200px; margin:0 auto }
.section-head { margin-bottom:48px }
.section-head.center { text-align:center }
.section-head.center .section-sub { margin:0 auto }
.section-eyebrow{ font-size:11px; font-weight:700; letter-spacing:1.5px; text-transform:uppercase; color:var(--accent); margin-bottom:10px }
.section-title  { font-family:var(--heading-font); font-size:36px; color:var(--primary); font-weight:400; line-height:1.25; margin-bottom:12px }
.section-sub    { color:#4A5E58; font-size:15px; max-width:560px; line-height:1.7 }

/* ── SERVICES ── */
.services-section { background:#fff }
.services-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px }
.svc-card { background:var(--bg); border:1px solid var(--border); border-radius:12px; padding:28px; position:relative; overflow:hidden; transition:all 0.25s; border-left:3px solid transparent }
.svc-card:hover { transform:translateY(-4px); box-shadow:0 16px 48px rgba(13,59,46,0.1); border-left-color:var(--accent) }
.svc-badge { position:absolute; top:16px; right:16px; font-size:9px; font-weight:700; padding:3px 9px; border-radius:100px; letter-spacing:0.5px; text-transform:uppercase }
.badge-popular  { background:#FEF3C7; color:#92400E }
.badge-hni      { background:#EDE9FE; color:#5B21B6 }
.badge-exclusive{ background:#D1FAE5; color:#065F46 }
.svc-icon  { width:48px; height:48px; border-radius:10px; background:linear-gradient(135deg,var(--primary),#1A6B50); display:flex; align-items:center; justify-content:center; font-size:20px; color:var(--accent); margin-bottom:18px }
.svc-title { font-size:16px; font-weight:700; color:var(--primary); margin-bottom:8px }
.svc-desc  { font-size:13px; color:#4A5E58; line-height:1.65 }
.svc-tags  { display:flex; flex-wrap:wrap; gap:6px; margin-top:12px }
.svc-tag   { background:#fff; border:1px solid var(--border); border-radius:4px; padding:2px 8px; font-size:10px; color:#4A5E58; font-weight:500 }
.svc-link  { display:inline-flex; align-items:center; gap:5px; color:var(--primary); font-size:12px; font-weight:600; margin-top:14px; transition:gap 0.2s }
.svc-link:hover { gap:10px; color:var(--accent) }

/* ── YOUTUBE ── */
.yt-section { background:var(--bg) }
.yt-grid    { display:grid; grid-template-columns:repeat(4,1fr); gap:16px }
.yt-card    { background:#fff; border:1px solid var(--border); border-radius:10px; overflow:hidden; transition:all 0.2s }
.yt-card:hover { transform:translateY(-3px); border-color:var(--accent); box-shadow:0 8px 24px rgba(13,59,46,0.08) }
.yt-thumb   { display:block; position:relative; background:linear-gradient(135deg,var(--primary),#0A2E22); overflow:hidden }
.yt-thumb img { width:100%; height:100%; object-fit:cover }
.yt-thumb-placeholder { height:120px }
.yt-play-btn { position:absolute; top:50%; left:50%; transform:translate(-50%,-50%); width:40px; height:40px; background:rgba(255,0,0,0.85); border-radius:50%; display:flex; align-items:center; justify-content:center; color:#fff; font-size:14px; transition:transform 0.2s }
.yt-card:hover .yt-play-btn { transform:translate(-50%,-50%) scale(1.1) }
.yt-duration { position:absolute; bottom:6px; right:8px; background:rgba(0,0,0,0.75); color:#fff; font-size:9px; padding:1px 5px; border-radius:3px; font-weight:600 }
.yt-info       { padding:10px 12px }
.yt-info-title { font-size:12px; font-weight:700; color:var(--text); line-height:1.4; margin-bottom:4px }
.yt-info-meta  { font-size:10px; color:#7A9490; display:flex; gap:8px }
.yt-info-meta i{ color:var(--accent) }
.yt-cta-btn { display:flex; align-items:center; justify-content:center; gap:8px; background:var(--primary); color:#fff; border-radius:8px; padding:14px; margin-top:20px; font-size:13px; font-weight:600; transition:opacity 0.2s }
.yt-cta-btn:hover { opacity:0.9 }
.yt-cta-btn i { color:#FF0000; font-size:16px }

/* ── WHY MF ── */
.whymf-section { background:#fff }
.whymf-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px }
.whymf-card { background:var(--bg); border:1px solid var(--border); border-radius:12px; padding:24px; transition:all 0.2s }
.whymf-card:hover { transform:translateY(-3px); box-shadow:0 8px 24px rgba(13,59,46,0.08); border-color:var(--accent) }
.whymf-icon  { width:44px; height:44px; border-radius:10px; background:rgba(13,59,46,0.08); display:flex; align-items:center; justify-content:center; font-size:18px; color:var(--primary); margin-bottom:14px }
.whymf-title { font-size:15px; font-weight:700; color:var(--primary); margin-bottom:6px }
.whymf-desc  { font-size:13px; color:#4A5E58; line-height:1.65 }

/* ── ABOUT ── */
.about-section { background:var(--bg) }
.about-grid  { display:grid; grid-template-columns:1fr 1fr; gap:64px; align-items:center }
.about-body  { color:#4A5E58; font-size:14px; line-height:1.8; margin-bottom:18px }
.about-checks{ display:flex; flex-direction:column; gap:10px; margin-top:20px }
.about-check { display:flex; align-items:flex-start; gap:10px; font-size:13px; font-weight:500; color:var(--text) }
.check-ic    { width:20px; height:20px; background:#059669; border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:10px; color:#fff; flex-shrink:0; margin-top:2px }
.about-highlights { display:grid; grid-template-columns:1fr 1fr; gap:14px }
.hl-card  { background:var(--primary); border-radius:12px; padding:22px }
.hl-icon  { font-size:20px; color:var(--accent); margin-bottom:10px }
.hl-title { font-size:14px; font-weight:700; color:#fff; margin-bottom:4px }
.hl-body  { font-size:12px; color:rgba(255,255,255,0.5); line-height:1.5 }

/* ── FORMS SECTION ── */
.forms-section  { background:var(--primary); padding:80px 24px }
.forms-inner    { max-width:1200px; margin:0 auto }
.forms-head     { text-align:center; margin-bottom:48px }
.forms-eyebrow  { font-size:11px; font-weight:700; letter-spacing:1.5px; text-transform:uppercase; color:rgba(201,168,76,0.8); margin-bottom:10px }
.forms-title    { font-family:var(--heading-font); font-size:36px; color:#fff; font-weight:400; margin-bottom:10px }
.forms-sub      { color:rgba(255,255,255,0.5); font-size:14px }
.forms-grid     { display:grid; grid-template-columns:1fr 1fr; gap:24px }
.form-card      { background:rgba(255,255,255,0.04); border:1px solid rgba(255,255,255,0.1); border-radius:16px; padding:32px }
.form-card-highlight { background:rgba(255,255,255,0.07); border-color:rgba(201,168,76,0.3) }
.form-card-icon  { width:44px; height:44px; border-radius:10px; background:rgba(201,168,76,0.15); display:flex; align-items:center; justify-content:center; font-size:18px; color:var(--accent); margin-bottom:14px }
.form-card-title { font-family:var(--heading-font); font-size:22px; color:#fff; font-weight:400; margin-bottom:6px }
.form-card-sub   { font-size:12px; color:rgba(255,255,255,0.45); margin-bottom:22px; line-height:1.55 }

/* Form fields (dark bg) */
.ff          { display:flex; flex-direction:column; gap:5px; margin-bottom:13px }
.ff label    { font-size:10px; font-weight:700; color:rgba(255,255,255,0.85); letter-spacing:0.5px; text-transform:uppercase }
.ff .req     { color:var(--accent) }
.ff input,.ff select,.ff textarea { background:rgba(255,255,255,0.07); border:1.5px solid rgba(255,255,255,0.1); border-radius:7px; padding:10px 13px; color:#fff; font-size:13px; font-family:var(--body-font); outline:none; transition:border-color 0.2s; width:100% }
.ff input::placeholder { color:rgba(255,255,255,0.25) }
.ff select    { color:rgba(255,255,255,0.7) }
.ff select option { background:var(--primary); color:#fff }
.ff textarea  { resize:none; line-height:1.5; min-height:70px }
.ff input:focus,.ff select:focus,.ff textarea:focus { border-color:rgba(201,168,76,0.5); background:rgba(255,255,255,0.1) }
.ff.has-error input,.ff.has-error select { border-color:#DC2626; background:rgba(220,38,38,0.08) }
.ff-err { font-size:10px; color:#FCA5A5; display:none; align-items:center; gap:4px }
.ff.has-error .ff-err { display:flex }
.form-row-2  { display:grid; grid-template-columns:1fr 1fr; gap:12px }

/* Checkbox */
.checkbox-wrap { background:rgba(255,255,255,0.04); border:1.5px solid rgba(255,255,255,0.1); border-radius:10px; padding:14px 16px; margin:16px 0 6px; display:flex; align-items:flex-start; gap:12px; cursor:pointer; transition:all 0.2s }
.checkbox-wrap:hover { border-color:rgba(201,168,76,0.3) }
.checkbox-wrap.checked { border-color:rgba(26,107,80,0.5); background:rgba(26,107,80,0.08) }
.checkbox-wrap.cb-error { border-color:#DC2626; animation:shake 0.3s }
@keyframes shake { 0%,100%{transform:translateX(0)} 25%{transform:translateX(-4px)} 75%{transform:translateX(4px)} }
.cb-box  { width:22px; height:22px; border:2px solid rgba(255,255,255,0.2); border-radius:5px; background:rgba(255,255,255,0.05); display:flex; align-items:center; justify-content:center; flex-shrink:0; transition:all 0.2s }
.cb-box.ticked { background:var(--primary,#0D3B2E); border-color:#1A6B50; color:#fff }
.cb-box i { font-size:11px; display:none }
.cb-box.ticked i { display:block }
.cb-text  { font-size:12px; font-weight:700; color:rgba(255,255,255,0.85); line-height:1.5; user-select:none }
.req-star { color:#DC2626; margin-left:2px }
.cb-subtext { font-size:10px; color:rgba(255,255,255,0.4); font-weight:400; display:block; margin-top:3px }
.cb-err { font-size:11px; color:#FCA5A5; display:none; align-items:center; gap:5px; margin-bottom:6px; font-weight:600 }
.cb-err.show { display:flex }

/* Submit buttons */
.btn-form-gold  { width:100%; background:linear-gradient(135deg,var(--accent),#E2C97E); color:var(--primary); border:none; padding:14px; border-radius:8px; font-weight:800; font-size:13px; cursor:pointer; font-family:var(--body-font); display:flex; align-items:center; justify-content:center; gap:8px; margin-top:6px; transition:all 0.2s; box-shadow:0 4px 16px rgba(201,168,76,0.25) }
.btn-form-gold:hover { transform:translateY(-1px); box-shadow:0 6px 24px rgba(201,168,76,0.35) }
.btn-form-gold:disabled { opacity:0.6; cursor:not-allowed; transform:none }
.btn-form-white { width:100%; background:rgba(255,255,255,0.92); color:var(--primary); border:none; padding:14px; border-radius:8px; font-weight:800; font-size:13px; cursor:pointer; font-family:var(--body-font); transition:all 0.2s; margin-top:6px; display:flex; align-items:center; justify-content:center; gap:8px }
.btn-form-white:hover { background:#fff; transform:translateY(-1px) }
.btn-form-white:disabled { opacity:0.6; cursor:not-allowed; transform:none }

/* Form states */
.form-success   { display:none; background:rgba(5,150,105,0.12); border:1px solid rgba(5,150,105,0.25); border-radius:9px; padding:14px; margin-top:12px; align-items:flex-start; gap:10px; font-size:13px; color:rgba(255,255,255,0.85) }
.form-success.show { display:flex }
.form-success i { color:#34D399; font-size:18px; margin-top:1px; flex-shrink:0 }
.form-error-msg { font-size:11px; color:#FCA5A5; margin-top:8px; display:none }
.form-error-msg.show { display:block }
.form-note    { font-size:10.5px; color:rgba(255,255,255,0.3); margin-top:12px; display:flex; align-items:center; gap:6px }
.form-ext-link{ display:flex; align-items:center; justify-content:center; gap:6px; color:rgba(201,168,76,0.7); font-size:12px; font-weight:500; border:1px solid rgba(201,168,76,0.2); border-radius:6px; padding:9px; margin-top:12px; transition:all 0.2s }
.form-ext-link:hover { color:var(--accent); border-color:rgba(201,168,76,0.4) }

/* ── LINKS SECTION ── */
.links-section { background:var(--bg) }
.links-grid    { display:grid; grid-template-columns:repeat(3,1fr); gap:14px }
.link-card     { background:#fff; border:1px solid var(--border); border-radius:10px; padding:18px; display:flex; align-items:center; gap:14px; transition:all 0.2s }
.link-card:hover { border-color:var(--accent); transform:translateY(-2px); box-shadow:0 8px 24px rgba(13,59,46,0.08) }
.link-ic  { width:40px; height:40px; border-radius:8px; background:rgba(13,59,46,0.08); display:flex; align-items:center; justify-content:center; font-size:16px; color:var(--primary); flex-shrink:0 }
.link-name{ font-size:13px; font-weight:700; color:var(--primary); margin-bottom:2px }
.link-url { font-size:10px; color:#7A9490 }
.link-arrow { margin-left:auto; font-size:12px; color:var(--accent) }

/* ── CONTACT ── */
.contact-section { background:var(--primary); padding:72px 24px }
.contact-grid    { display:grid; grid-template-columns:1fr 1fr 1fr; gap:32px }
.contact-card    { padding:0 }
.contact-card-title { font-size:10px; font-weight:700; letter-spacing:1px; text-transform:uppercase; color:rgba(255,255,255,0.3); margin-bottom:18px; display:flex; align-items:center; gap:8px }
.contact-card-title::after { content:''; flex:1; height:1px; background:rgba(255,255,255,0.07) }
.contact-item { display:flex; gap:12px; margin-bottom:16px; align-items:flex-start; font-size:13px; color:rgba(255,255,255,0.6) }
.contact-item i { color:var(--accent); font-size:14px; margin-top:2px; flex-shrink:0; width:18px }
.contact-item strong { color:#fff; display:block; font-size:14px; margin-bottom:2px }
.map-placeholder { background:rgba(255,255,255,0.05); border:1px solid rgba(255,255,255,0.08); border-radius:10px; height:180px; display:flex; align-items:center; justify-content:center; flex-direction:column; gap:8px }
.map-placeholder i { font-size:28px; color:var(--accent) }
.wa-btn { display:inline-flex; align-items:center; gap:8px; background:#25D366; color:#fff; padding:10px 18px; border-radius:7px; font-size:13px; font-weight:600; margin-top:8px; transition:opacity 0.2s }
.wa-btn:hover { opacity:0.9 }

/* ── DEMAT PAGE ── */
.demat-hero     { background:linear-gradient(150deg,var(--primary) 0%,#0A2E22 65%,#0C3325 100%); padding:52px 24px 100px; position:relative; overflow:hidden }

/* Demat page benefit card styles */
.hero-card .benefit-item { display:flex; gap:12px; margin-bottom:16px; align-items:flex-start }
.hero-card .benefit-ic { font-size:16px; color:var(--accent); background:rgba(201,168,76,0.15); width:32px; height:32px; border-radius:6px; display:flex; align-items:center; justify-content:center; flex-shrink:0; margin-top:2px }
.hero-card .benefit-text { font-size:13px; color:rgba(255,255,255,0.7); line-height:1.5; text-align:left }
.hero-card .benefit-text strong { display:block; color:#fff; font-size:14px; margin-bottom:2px }
.hero-card .hero-card-note { font-size:11.5px; color:rgba(255,255,255,0.6); display:flex; align-items:center; gap:6px; border-top:1px solid rgba(255,255,255,0.08); padding-top:14px; margin-top:18px }
.hero-card .hero-card-note i { color:#34D399 }
.demat-hero::after { content:''; position:absolute; bottom:-2px; left:0; right:0; height:72px; background:var(--bg); clip-path:polygon(0 100%,100% 100%,100% 0) }
.steps-row { display:flex; gap:0; background:rgba(255,255,255,0.05); border:1px solid rgba(255,255,255,0.08); border-radius:10px; overflow:hidden; margin-top:28px }
.step-item { flex:1; padding:14px 10px; text-align:center; position:relative }
.step-item+.step-item::before { content:'→'; position:absolute; left:-7px; top:50%; transform:translateY(-50%); color:rgba(255,255,255,0.2); font-size:12px }
.step-num { font-family:var(--heading-font); font-size:22px; color:var(--accent); line-height:1 }
.step-lbl { font-size:9px; color:rgba(255,255,255,0.4); font-weight:600; letter-spacing:0.5px; text-transform:uppercase; margin-top:4px }
.demat-benefits { background:var(--primary); padding:28px 24px }
.ben-grid { max-width:900px; margin:0 auto; display:grid; grid-template-columns:repeat(3,1fr); gap:16px }
.ben-item { text-align:center; padding:16px }
.ben-ic   { font-size:22px; color:var(--accent); margin-bottom:10px }
.ben-title{ font-size:13px; font-weight:700; color:#fff; margin-bottom:4px }
.ben-desc { font-size:11px; color:rgba(255,255,255,0.4); line-height:1.55 }
.demat-form-section { background:var(--bg); padding:60px 24px }
.demat-form-wrap { max-width:680px; margin:0 auto }
.demat-form-card { background:#fff; border-radius:16px; border:1px solid var(--border); overflow:hidden; box-shadow:0 4px 32px rgba(13,59,46,0.07) }
.dform-header    { background:linear-gradient(135deg,var(--primary),#144D3C); padding:22px 28px; display:flex; align-items:center; gap:14px }
.dform-header-ic { width:46px; height:46px; background:rgba(201,168,76,0.18); border-radius:10px; display:flex; align-items:center; justify-content:center; font-size:20px; color:var(--accent) }
.dform-title { font-family:var(--heading-font); font-size:22px; color:#fff; font-weight:400 }
.dform-sub   { font-size:11px; color:rgba(255,255,255,0.45); margin-top:2px }
.dform-body  { padding:28px }
.dform-body .ff label    { color:var(--text); font-weight:600 }
.dform-body .ff input,.dform-body .ff select,.dform-body .ff textarea { background:var(--bg); border-color:var(--border); color:var(--text) }
.dform-body .ff input::placeholder { color:#aaa }
.dform-body .ff input:focus,.dform-body .ff select:focus { border-color:var(--primary); background:#fff }
.dform-body .checkbox-wrap { background:rgba(13,59,46,0.04); border-color:var(--border) }
.dform-body .checkbox-wrap.checked { border-color:rgba(26,107,80,0.5); background:rgba(26,107,80,0.08) }
.dform-body .cb-text { color:var(--text) }
.dform-body .cb-subtext { color:#7A9490 }
.dform-body .cb-box { border-color:var(--border); background:#fff }
.dform-body .cb-box.ticked { background:var(--primary); border-color:#1A6B50; color:#fff }
.dform-body .cb-err { color:#DC2626 }
.btn-demat-submit { width:100%; background:linear-gradient(135deg,var(--accent),#E2C97E); color:var(--primary); border:none; padding:15px; border-radius:9px; font-weight:800; font-size:14px; cursor:pointer; font-family:var(--body-font); display:flex; align-items:center; justify-content:center; gap:9px; margin-top:8px; transition:all 0.2s; box-shadow:0 4px 16px rgba(201,168,76,0.3) }
.btn-demat-submit:hover { transform:translateY(-1px); box-shadow:0 6px 24px rgba(201,168,76,0.4) }
.btn-demat-submit:disabled { opacity:0.6; cursor:not-allowed; transform:none }
.dform-body .form-success { background:rgba(5,150,105,0.08); border-color:rgba(5,150,105,0.25) }
.dform-body .form-success i { color:#059669 }
.dform-body .form-success { color:var(--text) }

/* ── INNER HERO (about/whychoose/whymf pages) ── */
.inner-hero { background:linear-gradient(135deg,var(--primary),#0A2E22); padding:56px 24px 80px; position:relative }
.inner-hero::after { content:''; position:absolute; bottom:-2px; left:0; right:0; height:60px; background:var(--bg); clip-path:polygon(0 100%,100% 100%,100% 0) }
.inner-hero-inner { max-width:1200px; margin:0 auto; position:relative; z-index:1 }
.inner-hero-title { font-family:var(--heading-font); font-size:42px; color:#fff; font-weight:400; margin:10px 0; }
.inner-hero p { color:rgba(255,255,255,0.55); font-size:14px }
.whychoose-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:16px }
.whychoose-card { background:#fff; border:1px solid var(--border); border-radius:12px; padding:24px; transition:all 0.2s; display:flex; gap:16px; align-items:flex-start }
.whychoose-card:hover { border-color:var(--accent); transform:translateY(-2px) }
.wc-num { font-family:var(--heading-font); font-size:32px; color:rgba(13,59,46,0.15); line-height:1; flex-shrink:0 }
.wc-text { font-size:14px; font-weight:600; color:var(--primary); line-height:1.5 }

/* ── FOOTER ── */
.site-footer { background:#060E10; padding:56px 24px 24px }
.footer-inner { max-width:1200px; margin:0 auto }
.footer-top { display:grid; grid-template-columns:2fr 1fr 1fr 1.2fr; gap:40px; margin-bottom:40px }
.footer-logo-mark { width:44px; height:44px; background:var(--primary); border-radius:9px; display:flex; align-items:center; justify-content:center; position:relative; margin-bottom:10px }
.footer-logo-mark::after { content:''; position:absolute; width:8px; height:8px; background:var(--accent); border-radius:50%; bottom:5px; right:5px }
.footer-logo-mark span { font-family:var(--heading-font); color:#fff; font-size:18px; padding-bottom:4px }
.footer-brand-name { font-family:var(--heading-font); font-size:20px; color:#fff; margin-bottom:10px }
.footer-tagline { font-size:12px; color:rgba(255,255,255,0.35); line-height:1.65; margin-bottom:14px }
.footer-socials { display:flex; gap:8px }
.social-icon    { width:32px; height:32px; background:rgba(255,255,255,0.07); border-radius:7px; display:flex; align-items:center; justify-content:center; color:rgba(255,255,255,0.5); font-size:14px; transition:all 0.2s }
.social-icon:hover { background:var(--accent); color:var(--primary) }
.footer-col-title { font-size:10px; font-weight:700; letter-spacing:1px; text-transform:uppercase; color:rgba(255,255,255,0.3); margin-bottom:14px }
.footer-links   { display:flex; flex-direction:column; gap:8px }
.footer-links a { font-size:12.5px; color:rgba(255,255,255,0.45); transition:color 0.2s }
.footer-links a:hover { color:var(--accent) }
.footer-contact-item { display:flex; gap:8px; align-items:flex-start; font-size:11.5px; color:rgba(255,255,255,0.45); margin-bottom:10px }
.footer-contact-item i { color:var(--accent); margin-top:2px; flex-shrink:0; width:14px }
.sebi-box { border:1px solid rgba(201,168,76,0.2); border-radius:10px; padding:22px; margin-bottom:28px; background:rgba(201,168,76,0.03) }
.sebi-box-header { display:flex; align-items:flex-start; gap:12px; margin-bottom:14px }
.sebi-icon  { width:34px; height:34px; background:rgba(201,168,76,0.12); border-radius:7px; display:flex; align-items:center; justify-content:center; font-size:14px; color:var(--accent); flex-shrink:0; margin-top:2px }
.sebi-title { font-size:11px; font-weight:700; color:var(--accent); letter-spacing:0.5px }
.sebi-reg   { font-size:10px; color:rgba(255,255,255,0.3); margin-top:3px }
.sebi-lines { display:flex; flex-direction:column; gap:7px }
.sebi-line  { font-size:10.5px; color:rgba(255,255,255,0.38); line-height:1.65; display:flex; align-items:flex-start; gap:8px }
.sebi-links-row { display:flex; flex-wrap:wrap; gap:16px; margin-top:14px; padding-top:14px; border-top:1px solid rgba(255,255,255,0.05) }
.sebi-links-row a { font-size:11px; color:rgba(201,168,76,0.6); display:flex; align-items:center; gap:4px; transition:color 0.2s }
.sebi-links-row a:hover { color:var(--accent) }
.sebi-links-row span { font-size:10px; color:rgba(255,255,255,0.2) }
.footer-bottom { border-top:1px solid rgba(255,255,255,0.05); padding-top:18px; display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:8px }
.footer-bottom span { font-size:11px; color:rgba(255,255,255,0.22) }
.footer-cin { font-size:10px; color:rgba(255,255,255,0.15) !important }

/* ── WHATSAPP FLOAT ── */
.wa-float { position:fixed; bottom:24px; right:24px; width:54px; height:54px; background:#25D366; border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:26px; color:#fff; box-shadow:0 4px 20px rgba(37,211,102,0.4); z-index:999; transition:transform 0.2s }
.wa-float:hover { transform:scale(1.08) }

/* ── FADE IN ANIMATION ── */
.fade-in { opacity:0; transform:translateY(20px); transition:opacity 0.5s ease, transform 0.5s ease }
.fade-in.visible { opacity:1; transform:translateY(0) }

/* ── RESPONSIVE ── */
@media (max-width:1024px) {
  .hero-inner { grid-template-columns:1fr; }
  .hero-right { display:none }
  .yt-grid    { grid-template-columns:repeat(2,1fr) }
  .services-grid { grid-template-columns:repeat(2,1fr) }
  .footer-top { grid-template-columns:1fr 1fr }
}
@media (max-width:768px) {
  html { font-size:13px }
  .topbar-right { display:none }
  .hamburger { display:flex }
  .nav-links  { display:none; position:absolute; top:68px; left:0; right:0; background:var(--bg); border-bottom:1px solid var(--border); flex-direction:column; padding:12px 16px; gap:2px; box-shadow:0 8px 24px rgba(0,0,0,0.1); z-index:99 }
  .nav-links.open { display:flex }
  .nav-links a { padding:10px 14px; border-radius:6px }
  .nav-login { text-align:center }
  .hero { padding:48px 16px 90px }
  .hero-h1 { font-size:34px }
  .section { padding:56px 16px }
  .section-title { font-size:28px }
  .hero-inner { gap:28px }
  .services-grid,.forms-grid,.contact-grid,.whychoose-grid,.whymf-grid,.about-grid { grid-template-columns:1fr }
  .yt-grid { grid-template-columns:1fr }
  .links-grid { grid-template-columns:1fr 1fr }
  .trust-inner { grid-template-columns:repeat(2,1fr) }
  .footer-top { grid-template-columns:1fr }
  .form-row-2 { grid-template-columns:1fr }
  .ben-grid { grid-template-columns:1fr }
  .steps-row { flex-wrap:wrap }
  .demat-form-section { padding:40px 16px }
}

/* App Download Buttons */
.app-downloads { display:flex; gap:12px; margin-top:16px; justify-content:center }
.app-btn { flex:1; background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.12); border-radius:8px; padding:8px 12px; display:flex; align-items:center; gap:10px; color:#fff; text-decoration:none; transition:all 0.2s ease }
.app-btn:hover { background:rgba(255,255,255,0.12); border-color:var(--accent) }
.app-btn i { font-size:20px; color:var(--accent) }
.app-btn span { display:flex; flex-direction:column; align-items:flex-start; line-height:1.2 }
.app-btn small { font-size:8px; text-transform:uppercase; color:rgba(255,255,255,0.5); letter-spacing:0.5px }
.app-btn strong { font-size:12px; font-weight:600 }